your BillProtect: an affordable way to protect and maintain the lifestyle you and your family love

We live in uncertain times. Job and financial security are big issues at the moment yet on average we owe more money than ever before relative to what we earn. Have you thought how you would make your mortgage repayments, pay the rent, your credit card, the gas and electricity and put food on the table if you lost your job or got sick and couldn’t work?

At Swann Insurance, we’ve got the solution. We’ve launched an innovative online insurance product called your BillProtect which provides the cover you need for the day-to-day expenses that are a part of your family’s life.

With your BillProtect, you don’t have to worry how you will find the money to maintain your family’s lifestyle if you lose your job, get sick, become hospitalised, or even die – it’s all taken care of for you.

your BillProtect: protection for over 25 important household bills
your BillProtect can cover any major household bill. Maybe it’s your mortgage repayment or the rent on your home, or the electricity and gas bills, or your credit card repayments? Or maybe it’s all of these and more, such as your car registration, childcare fees or even your grocery bill? No problem.

With Swann’s simple online application you choose which bills you want to cover and the type of cover you require.

your BillProtect puts you back in control
Stuart Chapman, General Manager, Swann, says it’s all about putting you back in control of your household expenses while giving you peace of mind in a time of substantial financial uncertainty.

“We’ve designed this product to be as user-friendly and convenient as possible,” he says. “The online application is simple, you choose which bills you want to cover and how much you want to cover on each bill – it couldn’t be easier.”

“your BillProtect is a great safety net for the current economic environment and we believe many Australian’s will gain real comfort from protecting the lifestyle they love”

Here’s how it works
Say your annual childcare fees are $10,000 and you wish to insure these fees with your BillProtect. Simply go to the Swann online application form at www.swanninsurance.com/yourbillprotection/quotes/ select ‘childcare fees’ and enter the amount of cover you wish to take.

For $10,000 a year, the cost will be just $26.83 a month for unemployment, sickness and accident cover. That’s great value for the comfort provided. Then add the next bill you want to insure. It’s that simple.

Cover your household bills today
Go to www.swanninsurance.com/yourbillprotection/quotes/ and secure the bill protection you need for your family’s household expenditure. Don’t leave something this important to chance.

Did you know?

One-in-four people couldn’t pay their household bills after a month if the main wage earner lost their job, according to a recent Dun & Bradstreet report. Almost 60 per cent couldn’t pay these bills indefinitely. 
Almost one-in-two households could not manage their bills if the main wage earner loses their job for over three months.
A third of households expect to pay some of their household bills using their credit card in September 2009 because they couldn’t pay them any other way.
One-in-four people believe they will be involuntarily unemployed within the next five years.
One-in-six believe they will have an accident and be unable to work in the next five years.
One-in-four households have available short-term credit of less than $5,000.

Sources: Consumer Credit Expectations Survey – September 2009 – Dun & Bradstreet; research by 2 Degrees Research 2009.